Standard Bridging Finance     100% Ltv residential property   85% Ltv commercial property   Min loan amount £50,000 – no upper limit   All areas considered   2% arrangement fee   No exit fees   Decision within 24hrs

Development Funding     75% Ltv of GDV   Rates start from 1.5% per month   Bridge re-mortgage   Flat fee of 1.5%

Equity Release Loans

Your home is a valuable asset. It can also be a source of finance without having to sell it. An Equity Release Loan enables you to release your home’s equity (the current value of your property minus your remaining mortgage payment) for you to use on whatever you want – home improvements, a dream holiday, a new car or repaying existing debts to consolidate your outgoings into a single, more manageable loan.

So, whoever you hold your mortgage with, our Equity Release Loan can help you raise much needed cash from your property without selling your home.

How much can I borrow?

If you are over 18 and a UK homeowner, you can apply for an Equity Release Loan. With your home as security, banks are more inclined to lend larger sums at lower interest rates than with unsecured loans.

The amount borrowed can be anything from £10,000 to £250,000 depending on personal circumstances. These include:

• Joint income
• Property value
• Previous credit-worthiness
• Period of mortgage payments
• Employment history

The specific rate of interest payable will depend on the personal circumstances of each individual borrower. Repayment terms can range from 3 to 30 years, allowing repayments to be spread over a long enough period to stay within your means, but short enough to minimise interest charges.